Insurance & Financing
At Laguna Family Dentistry, we believe exceptional dental care should come with clarity — not confusion. Our team is here to guide you through insurance benefits, payment options, and financial planning so you can move forward with confidence.
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Transparent, Straightforward Financial Care
We are committed to providing high-quality, modern dentistry with clear and honest communication about fees. Before any treatment begins, you will receive a personalized treatment plan that outlines the recommended care, associated costs, and estimated insurance benefits.
Our goal is simple: no surprises, no pressure — just informed decisions.
We accept most PPO dental insurance plans and are happy to submit claims on your behalf as a courtesy. While we work diligently to help you maximize your benefits, patients are ultimately responsible for any remaining balance not covered by insurance.
Our team is always available to review your benefits, explain coverage, and answer questions so you feel fully informed every step of the way.
Flexible Payment & Financing Options
At Laguna Family Dentistry, we know the cost of obtaining a brilliant and beautiful smile is sometimes limited by the ability to pay for certain dental procedures.
Knowing your financing options for dental treatments can help make your decision about visiting and starting on your recommended treatment plan. We offer many financing solutions to fit any budget and meet your needs. We accept Visa, MasterCard, Discover, and American Express. In addition, we offer third-party financing options through CareCredit and Sunbit. Discounts are also available for services when paid at the time of service or prepayment of services.
Please ask a member of our staff to review your payment options to accommodate your financial needs. Please talk to our office manager before receiving service if special arrangements are needed. We will be glad to assist you in any way we can. Contact our office at 949.494.7522 to discuss financing options.
Insurance Support
We accept most PPO plans including Delta Dental, Delta Dental Premier, Anthem Blue Cross, Connection Dental, and First Dental Health. Please contact our team for specific questions regarding your provider or plan.
We file most PPO insurance claims for you and help coordinate directly with your carrier when needed. Please bring your insurance information to your first visit so we can verify your benefits in advance.
While we assist in estimating coverage, reimbursement amounts are determined by your insurance provider and are not a reflection of the quality or scope of care provided.
We accept payment for the portion of costs not covered by dental insurance in the form of personal check, and credit card, such as Visa, Mastercard, Discover, and American Express. We also offer flexible financing through CareCredit and Sunbit.